That huge little word.
IF... you think the economy is likely to get worse, MUCH worse before it gets better.
And IF... you think, as I do, that we are likely to face an extended period of inflation, similar to what we experienced in Carter1's administration...
The thing to do is buy things you know you will need, particularly the "big ticket" items, and buy them on credit. That way, you'll be paying those items off over time with $$$$ that have much less value than money has today.
Again, there's a great deal of talk about using "Smart Power" these days.
We need to be using it too!