Yes, I know... this is my fault.
I got a thing in the mail from a reputable company offering dental insurance for my family.
There are things in life I think are too important to ignore:
Brakes and tires on your car, for instance.
Dental care is another.
My first mistake was not shopping around for price.
I now realize I could have done much better than $60/month.
My second was not insuring our Dentist was an "approved provider".
The policy indicated an annual cleaning would be fully covered after the policy had been in effect for a year.
I scheduled my cleaning 13 months after the policy's anniversary date.
The bill from the Doc came yesterday-
My dental insurance covered $100 of a three hundred dollar bill.
I was shocked and furious.
It means I paid $720 for a year's coverage, and then another $200 to have my teeth cleaned and consult with our Dentist.
Total bill for the year: $920.00 !
I called and canceled the policy.
We take good care of our mouths.
Now I'm wondering whether or not dental insurance is even worth carrying.