04 May 2017

Dental Sticker Shock

Yes, I know... this is my fault.
I got a thing in the mail from a reputable company offering dental insurance for my family.
There are things in life I think are too important to ignore:
Brakes and tires on your car, for instance.
Dental care is another. 

My first mistake was not shopping around for price.
I now realize I could have done much better than $60/month.
My second  was not insuring our Dentist was an "approved provider".

The policy indicated an annual cleaning would be fully covered after the policy had been in effect for a year.
I scheduled my cleaning 13 months after the policy's anniversary date.

The bill from the Doc came yesterday-
My dental insurance covered $100 of a three hundred dollar bill.
I was shocked and furious.
It means I paid $720 for a year's coverage, and then another $200 to have my teeth cleaned and consult with our Dentist.
Total bill for the year: $920.00 !

I called and canceled the policy.
We take good care of our mouths.
Now I'm wondering whether or not dental insurance is even worth carrying.

1 comment:

Well Seasoned Fool said...

I'm someone who avoided dentists my whole life. Finally broke down and was examined. Looking at $3,200 to fix everything. The dentist, ever helpful, pointed out $3,200 divided by 72 years isn't much. Smart ass!