Yes, I know... this is my fault.
I got a thing in the mail from a reputable company offering dental insurance for my family.
There are things in life I think are too important to ignore:
Brakes and tires on your car, for instance.
Dental care is another.
My first mistake was not shopping around for price.
I now realize I could have done much better than $60/month.
My second was not insuring our Dentist was an "approved provider".
The policy indicated an annual cleaning would be fully covered after the policy had been in effect for a year.
I scheduled my cleaning 13 months after the policy's anniversary date.
The bill from the Doc came yesterday-
My dental insurance covered $100 of a three hundred dollar bill.
I was shocked and furious.
It means I paid $720 for a year's coverage, and then another $200 to have my teeth cleaned and consult with our Dentist.
Total bill for the year: $920.00 !
I called and canceled the policy.
We take good care of our mouths.
Now I'm wondering whether or not dental insurance is even worth carrying.
I'm someone who avoided dentists my whole life. Finally broke down and was examined. Looking at $3,200 to fix everything. The dentist, ever helpful, pointed out $3,200 divided by 72 years isn't much. Smart ass!
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